The ascent of a dynamic financial professional : Faruk Kilickaya: Faruk Kilickaya is an experienced and dynamic financial expert who has been at the forefront of the UK’s financial industry for over a decade. With a Bachelor of Arts (BA) in Economics, he possesses a strong understanding of financial markets and economic trends and has honed his analytical skills to become a skilled strategist in the fintech sector. Read additional info at Faruk Kilickaya.

Faruk’s professional journey began with his role as an Accountant at a local accountancy practice business. Within two years, he helped to transform the business into a group of financial services companies that offered a wide range of services from accounting to corporate finance. His leadership and expertise enabled him to become the Chief Accountant, and he led the business to become a national franchise. Following years of hard work and achievements at Pro Tax Plus Accountants, Faruk managed to turn it into a thriving franchise structure under The Accountancy Franchise brand. Through his leadership and expertise, Faruk was able to train his team and delegate operational day-to-day duties, allowing him to focus on bigger client management, complex tax planning cases, and advisory services as a Chief Accountant.

Faruk is a true leader in the industry and has proven success in pioneering innovative solutions for financial businesses. He has a wealth of knowledge and experience and is committed to helping businesses succeed, whatever the circumstances. Faruk’s proficiency in identifying, tracking, and analyzing Key Performance Indicators (KPIs) and metrics that measure financial performance enables him to provide valuable insights for decision-making. He also has expertise in leveraging technology and data analytics to improve financial reporting and analysis, enhance operational efficiency, and support business growth.

In addition, Faruk is skilled in financial planning and analysis (FP&A), financial reporting and compliance, treasury management, risk management, and capital management. He is able to manage cash and liquidity, assess and manage financial risks, and optimize capital structure to maximize shareholder value. Faruk’s strategic thinking and ability to contribute to the development and execution of business strategy make him a valuable asset to any organization.

With his excellent communication skills and leadership qualities, Faruk is an effective CFO. He is able to communicate financial information effectively with stakeholders, lead the finance team, and collaborate with other departments to achieve the company’s financial goals. Finally, Faruk’s experience and expertise make him an ideal candidate to bring his UK financial knowledge to Dubai businesses, and his dedication to excellence and proven record of success will be an asset to any organization.

Faruk Kilickaya is full of passion for helping young professionals and entrepreneurs achieve success. Throughout his career, he has honed his technical skills and strategic vision to build successful businesses and guide them through all stages of growth.

Now, Faruk is looking to give back to the community and help aspiring professionals and entrepreneurs achieve similar success. He is on a mission to find young and talented individuals who are passionate about the fintech industry and guide them towards achieving their goals.

Faruk believes that with the right guidance and support, anyone can succeed in the financial industry. He is passionate about sharing his knowledge and experience with others and helping them navigate the complexities of the financial landscape.

Through mentorship and coaching, Faruk aims to help young professionals and entrepreneurs identify their strengths and weaknesses, develop their skills, and achieve their full potential. He believes that by helping others succeed, he can give back to the community and make a positive impact on the world.

Faruk’s journey from a local accountant to a successful CFO has been characterized by hard work, dedication, and perseverance. He understands the challenges and obstacles that young professionals and entrepreneurs face and is committed to guiding them towards success.

Faruk’s deep knowledge of various industries, including pension funds, complicated Trust Structures, Complex Property Investments and other investment funds, venture capital, startup businesses, and angel investment, makes him an invaluable resource for aspiring professionals and entrepreneurs. His expertise and experience can help them navigate the complexities of the financial landscape and achieve success.

Overall, Faruk Kilickaya is a true leader in the industry who is passionate about giving back to the community and helping others succeed. Through his mentorship and coaching, he aims to guide young professionals and entrepreneurs towards success and positively impact the world.

Business consulting companies with Linea Advance today: We empower people at all levels to make a difference and generate a sustainable return on investment. Irrespective of the challenge, we’re accessible and ready to stand shoulder to shoulder as your trusted transformation partner. For nearly two decades, Linea has supported prominent UK and International organisations in achieving exceptional performance and continuous improvement. Working in partnership with our clients, we have developed an enviable track record of rapid and sustainable improvement, overcoming complex challenges to deliver multi-million-pound savings. Discover additional information on https://www.linea.net/case-studies/lean-six-sigma-coaching-for-professional-institute/. Local Presence / Global Reach: We support clients globally to achieve rapid & sustainable change.

We deliver individual and team leadership capability development programmes, which enhance internal expertise and support self-sufficiency to create winning leaders, effective change management and knowledgeable, capable and empowered teams. Linea supports leaders and team effectiveness, regardless of experience, industry, speciality and locality to unlock the benefits of their personal development for your organisation, helping to realise transformational leadership potential, challenge preconceptions and overcome self-limiting beliefs to make dreams and aspirations a reality.

Deliver tailored mentoring and reactive insights for the leadership team, empowering them to challenge convention, assess problems, identify solutions, and overcome complex operational, financial and cultural difficulties, both now and in the future. Where required, provide additional capability, capacity & expertise through the provision of specialist interim management & resource to help the organisation deliver rapid and sustainable changes. Our focus is on providing highly qualified professionals who understand the needs of the business and its immediate priorities, while simultaneously supporting a longer-term transition to permanent appointees for these leadership roles.

Ultimately, we enhance future team performance through improved alignment to organisational priorities, working in partnership with leadership teams to deliver transformational change. We support teams to deploy and use Lean Six Sigma to eliminate waste and minimise variation, encouraging customer focus and process efficiency to embed sustainable change and improvement through root-cause analysis. We do so by facilitating bespoke and tailored programmes, led by industry-leading improvement coaches and certified by prominent qualification bodies.

The health and social care sectors have faced operational challenges for several years, due to budgetary constraints and a demanding push for continual efficiency gains. The onset of the COVID-19 pandemic has further amplified these historic issues, resulting in significant caseloads and backlogs leading to workflow challenges and strain within teams. The cessation of elective service provision at the height of the pandemic has meant that in many counties, more than 10% of the population are awaiting treatment. Care providers are having to tackle these backlogs, while working within budgets that were set three years earlier, without the realities of the pandemic in mind, resulting in increased spending and reduced governance.

We develop cultures of change, where capable teams readily identify process improvement opportunities and the need for strategic change, supporting their organisations to become efficient, effective and resilient in order to overcome the challenges of growth. We understand issues, design solutions, roll up our sleeves and help businesses to implement organisational change that is immediate and quantifiable. Our people, process and leadership focus enable us to assist any organisation in initiating change in the workplace, regardless of size, starting position or industry sector, empowering people at all levels to make a difference and generate a sustainable return on investment. As experts in achieving sustainable operational and financial balance in demanding situations, we possess an exceptional track record of overcoming complex challenges and delivering multi-million-pound savings for prominent UK and international public and private sector clients.

We help businesses to outperform the competition through a continuous improvement process, leveraging our expertise in process improvement & efficiency. Our team utilises operational excellence methodologies such as Lean Six Sigma, EFQM and Agile to drive a continuous improvement cycle, enhancing performance and efficiency across frontline operations and corporate support services. The EFQM Model provides a strategic approach to transformation, which inspires leaders at every level and creates a culture committed to driving sustainable improvement and accelerated performance.

Linea comprises experts from various disciplines with a shared passion for excellence, commitment to deliver positive results and mutual determination to put clients at the centre of everything we do. Our strength derives from the individual expertise and passion of our people, aligned with the combined capability and energy of our team. We operate in unity, supporting clients to solve complex problems, instil best practice and drive change, across a diverse range of industry sectors, internationally. Read additional details at linea.net.

Blow Up water parks supplier in China: Eco-friendly: Unlike some permanent water features that require electricity to operate, a water slide does not require any power source, making it a more sustainable option. Additionally, it does not contribute to water waste, reducing its environmental impact. With its eco-friendly design and operation, a giant inflatable water slide is safe for the environment, making it a great choice for families who are conscious about their impact on the planet. Whether you’re looking to reduce your carbon footprint or just want to enjoy a fun and refreshing summer accessory, a giant inflatable water slide is the perfect choice for anyone looking for an environmentally friendly option. Discover more details at https://www.bouncia.com.cn/inflatable-water-park.

A Blow-Up Water Park Is Cost-effective: The ideal investment is based on the most cost-effective investment. For water parks, While traditional water parks and amusement parks require high construction, Blow Up Water Parks have a much lower cost. In addition, the maintenance cost of Blow Up Water Parks is also lower than other types of water parks. For example, the cleaning will be more convenient due to its material (PVC). In terms of long-term investment benefits, investing in a Blow-Up Water Park will save your investment cost and gain a high return.

For the safety of the inflatable water park equipment. There are several ways to make sure the equipment that you’re going to order are safe. The following are some ideas for your reference: Choose the items with recognized third-party certification against EN ISO 25649 standard. As in this standard, it has basic safety requirements for testing. In theory, items that are certified are safe based on the standard. Join water park owner team and get some experience about safety from other experienced park owners. Ask the supplier to tell you why their items are safe. From the details that your water park supplier tell you. You can judge by yourself.

The maximum capacities for these air sealed fun cities are from 15 to 30 people. And the take up areas from 48 square meters to 120 square meters. There are slides, balance beams, little animals and much bouncy space inside the big castle. If above 4 inflatable water park for kids cannot meet your need, we also can customize for you according to the size you want. If you want to customize your unique water park according to your water area, depth, capacity, or budget, please choose Bouncia single inflatable water games from this list, our designer will customize a park that is perfect for your needs.

Double connection systems: Bouncia originally designed double connection systems makes the whole water park very stable and robust even in the bad weather. This connection system is patent protected. Bouncia is a manufacturer specializing in designing and producing inflatable water parks (floating water park, inflatable water playground) and other air-sealed inflatables. Located in Guangzhou, China, we are about thirty minutes’ drive from Baiyun International airport. Our company covers seven thousand square meters and has seventy-two employees.

During the IAAPA exhibition in the year 2019, we saw the trampoline park supplier provide non-slip socks to their clients. And we got the inspiration to recommend the grip socks to our inflatable water park customers. The feedback was good and we decided to provide grip socks from 2020, now about 30% of our aqua park customers order the grip socks together with our inflatable aqua park items. Almost all aqua park visitors buy the socks.

How much profit can a waterpark make? This industry has realized significant growth over the last decade and is expected to continue at approximately 3.5% annually. While there are is no published information regarding a water park’s potential profit, research does indicate that over 375 million guests visit these establishments in the United States each year. With a meticulous operational strategy in place, your park can earn a piece of this multi-billion dollar industry’s profits.

If you already run a set of water park, but there is a problem that tourists have grown tired of your existing items, resulting in no repeat customers, or there has been no breakthrough in passenger flow. The following Bouncia giant and fun products might be worth a try. This approach is being used by a lot of our clients to boost visitor counts by 30% to 50%. Bouncia, a reputable supplier of inflatable water parks with years of service experience, can offer you some guidance on this matter. From years of service experience, Bouncia listed the best items as follows.

After production is finished, each inflatable water park elements will be put in finished products workshop for airtightness testing. Bouncia QC will also inspect the quality for each items to make sure all products are 100% qualified before shipping. Our sales representative will send you the photos of finished products for balance payment. After receipt of balance payment, clients or Bouncia arrange shipping for the inflatable water park according to the price terms. We send you necessary information and instruction for installation of the inflatable water park. In order to let you learn the customization process clearly, please check the following chart. Read even more details on bouncia.com.cn.

Top rated car check engine light on advices and solutions by MOT centre in Reading: The mass airflow (MAF) sensor monitors how much air enters the engine. It’s a part of the engine-management system, so your car wouldn’t be able to adjust to changes in altitude without it. Symptoms of an MAF failure include a rough idle, trouble starting, and a sudden change in the position of the throttle pedal. Reduced gas mileage and stalling can also indicate a MAF problem. A MAF for a late-model car typically costs between $120 and $150. Read additional details on Eml Light On Dashboard.

Why take your car to a Local Reading Mechanic? So unless you just need an oil change, stick to local mechanics in Reading. The local mechanics understand that a good reputation built buy quality service, fair pricing and good customer relations is the backbone of their existence. As such, they strive to offer a better service than the giant chains in order to remain in business. More importantly, the customer is able to build a long-term relationship with the mechanic. Typically, the person working on your car is likely to be the owner of the shop or someone who is under the supervision of the owner.

If your appointment has been made for first thing in the morning, then there is every chance the mechanic will be on time, though keep in mind that delays can occur due to traffic, or navigating their way to an unfamiliar location. For appointments later in the day, the mechanic could be delayed due to previous jobs taking longer than expected, or they’re having to travel quite some distance to get from one job to another. But we’d hope that the mechanic contacts you in the case of any delays.

Adjust your driving style and maintain your vehicle: In order to make your car last longer, there are a few tips that you should take advantage of. The bullet points below summarise some easy things you should be doing regularly for the health of your vehicle. Although these are all important – there is one more thing that all drivers should consider – driving with an MOT is not a guarantee for safety. You are still responsible for the safety of your vehicle and keeping it roadworthy. In fact, a worrying survey found that almost half of drivers believe that a MOT pass means that their vehicle will be safe for the next 12 months.

You need to check on the quality of services before you proceed to hire a given car servicing center. There are some centers which are fully equipped and they will respond fast to your call and offer the necessary help you deserve. If you can check on the reviews which other car owners have left about their free collect delivery service , then you will know whether a given car servicing Centre can guarantee you a great service. Others will offer free collection and delivery services. If you are too busy, then you need to hire experts who will arrive at your home or business and collect your vehicle after which they will service and return it To you.

An MOT involves dozens of checks on your car, ranging from the brakes and fuel system to lights, mirrors, seatbelts, windscreen wipers and exhaust system. You can also get an MOT done at a local council test centre. These test centres don’t normally carry out repairs as well as MOTs. It doesn’t cover the condition of the engine, clutch and gearbox. To find your nearest authorised MOT test centre, visit these websites. How long does an MOT take? An average MOT test takes between 45 and 60 minutes, but there are a couple of other things to take into consideration.

Starting from the showroom standard light refinishing is set, all through to the restoration of full body. We undertake the highest detailed vehicles body repairs. Our company has been in this business for a number of years and due to that it has earned a lot of working experience on remedial improvements and damage accidents. BodyWork Repairs Reading team is skilled and well trained on the use on bodywork materials, just from steel and glass fibre all through the aluminium and even the exotic materials like Kevlar and carbon fibre.

Changing the oil and checking the fluids is something your car cannot go without. Depending on your car and how often you drive, most cars need an oil change between every 30,000 to 50,000 miles. Making it a habit of changing the oil will extend the life of your vehicle and save you money on costly repairs. During routine oil changes, your mechanic can also check to make sure all other fluids in your car are topped off.

From reading online reviews, it will be very easy for you to know whether a given car servicing centre can guarantee you great results. Always take your time and assess different companies from the online reviews so that you can make the right decision. Many vehicle owners will tend to leave reviews online about the quality of services they have been offered. If you can locate the right company, then you will be assured of great services.

Buying a car is not a one-time investment, you need to keep it in perfect shape. It also requires repairing and timely maintenance – adding further to the costs of owning a car. However, there are some useful car maintenance tips that can help you in reducing the repair cost and keep your car in a good condition. Read on and find out ways to reduce your car repair cost. Car maintenance is crucial if you want your vehicle to keep going and serve you till the last mile. However, knowing which part needs maintenance at what time is the key to saving money. This is where relying on the car owner’s manual becomes key to efficient vehicle maintenance. You will find the schedule for required car repairing and maintenance in the manual. Following that schedule will keep your car in good condition for longer periods of time.

Book a Car Service and combine With a Mot and we will reduce the Mot Cost to £35.00 saving you 50.00% Great offers are available for a limited time only. Also we are Now operating a Mot test reading service up to 2330pm in the evening Monday through to Saturday for those that can’t get here through the week due to work commitments, we will also collect your car anywhere within a 10 mile radius of our garage free of charge flexible collection and drop of times are also available. We now operate a 24 Hour Recovery service for our customers, have your car or van recovered to our garage to be fixed by us and we will offer a 20% discount.

Prior to driving, check your tires for nails, cracks, wear or any punctures. In addition, take a look at your tire tread. Checking the tread life on your tires is simple. One easy way is the penny test. Simply insert a penny into your tire’s tread groove with Lincoln’s head upside down, facing you. If you can see all of Lincoln’s head, your tread depth is less than 2/32 inch and it this means it is time to replace your tires.

Not all car recovery services are accessible. Therefore, it might be good for you to do your research to establish which car recovery companies are reliable and trustworthy. In Reading Berkshire, you can register with a recovery company depending on the type of vehicle you own. This is a good move because you will always receive immediate help at any time you have a mechanical problem. It is cheaper than relying on roadside recovery breakdowns. Remember, some car recovery companies take advantage of your desperation and charge you more than necessary but this company will not. Discover even more details at https://www.mot-centre.com/.

We are proud that our service does not have any hidden fees, When we reach the site of the car breakdown, we will inform you of everything related to the vehicle or car repairs before we start work. There are several benefits of hiring a mobile mechanic instead of taking your car to the repair Garage or workshop. It is hard to take your vehicle to the mechanic Garage without having to pay for the recovery of your vehicle.

Vehicle MOT checks Reading, UK 2023: Clean and safe mirror being adjusted before MOT test: Your mirrors must be intact, secure, and free of cracks. You can fail an MOT for cracked or smashed mirrors so make sure any damaged mirrors are replaced before your test. You can often find replacement mirrors for your car make and model online, but be careful with the ‘self-adhesive’ types – they’re likely to fall off again in no time. If you’re unsure about replacing a mirror, call your local carservice-centre.co.uk centre for help. Find extra information at Mot Near Me.

Do you hate the inconvenience of having your car serviced, having to take a day off work to bring your vehicle in, and then waiting for it to be completed? We always put the customer first, that’s why we offer a flexible car servicing service. We can collect your car, and the deliver it back to you when the service is completed. We can even arrange for a taxi to collect you when your car is ready. We do that for MOTs as well.

Although the lights might not seem like a big issue for car owners, it’s important to have these function properly for safety. Make sure you take the time every few months to inspect the lights of your car. This is one of the easiest and cheapest car maintenance tips you can do yourself. While your car is parked, test all of the lights such as tail lights, brake lights, headlights, and turn signals. Ensuring all the lights work properly on your car will ensure your safety and save you from getting a ticket.

Headlights and indicators: front, rear, headlights (main beam and dipped), hazard lights and indicators. If any aren’t working, first check for broken bulbs and replace them. Brake lights: ask another person to check the rear brake lights come on when you press the brake pedal. Tyres: check all the tyres have at least the minimum legal tread depth of 1.6mm, or they’ll be marked as an MOT ‘fail’. This can easily be done with a 20p coin – see the diagram at Tyre Safe. Speedometer; Your vehicle speedometer must be working both correctly and accurately. The swept area of the windscreen must not have any damage larger than 10mm to pass the MOT test.

An MOT certificate confirms at the time of the test your car met the minimum road safety and environmental standards required by law. It doesn’t mean your car will remain roadworthy for the following 12 months. You still need to make sure you maintain your car well, including regular servicing. Make sure you’re not caught out by any of the five simple reasons for a fail shown above, then inspect your car against our 11-point checklist below. If you find any problems in the following areas, you can fix some yourself to help keep garage costs down.

Have your brakes checked: Your car’s brake pads also require regular inspection. While driving, listen for any brake noise and pay attention to shuddering or vibrating from the brake pedal. If any concerns arise, consult a service center as soon as possible . Wash your car Your car is subjected to all sorts of elements, from road salt and ice melt in the winter to tree sap and bird droppings in the summer. Some of these hazards are not only unsightly but can cause damage to paint and the undercarriage, according to AccuWeather. Keeping your car clean may help prevent long-term damage. Find the car washing method that works for you and regularly wash your car.

Major Car Servicing: This is a 53 point check list which covers all of the above of a full service plus we will download and plug in to your engines ECU and check for any fault codes that may be present and a report is given on our findings and any work that maybe be required we will inform you and give you a quote to fix these items but no work will be carried out without your prior knowledge and only carried out with your written approval. We offer a 24 hour vehicle recovery service and we will offer a 10% discount if your vehicle related problems are fixed in our workshop and we also offer a 24 hour Mobile Tyre Fitting Service at home your business or at the roadside.

Not only is it important to have a cooling system inside the car, but it’s also necessary to reduce the amount of heat entering your car from outside. A great way to do that is by applying a layer of ceramic car coating. This type of coating bonds with the paint, providing lasting protection to both the exterior and interior of your car. Ceramic car coating protects your car from absorbing the heat and the associated radiations like harmful ultraviolet rays. It also helps you ensure that overheating is not causing cracks in the paint of your car. Besides, ceramic car coating can prevent stains from bird droppings settling on your car’s surface, as well as from minor scratches. And if all these reasons aren’t good enough, here’s the jackpot – it can help your car look as good as new!

A 24 month major service suitable for average mileage vehicles covering 12000 miles per year. or at 24000 mile intervals for high mileage users The schedule is more comprehensive than most main dealer service schedules. The service includes oil and oil filter, air filter, pollen filter, fuel filter and spark plug changes. All tops ups to the engine bay area are included. It is a comprehensive service with all wheels removed and brakes inspected, cleaned and adjusted. A Free diagnostic scan, vehicle health check and test drive by a qualified technician are all included. Read extra details at http://carservice-centre.co.uk/.

Battery maintenance: Car battery maintenance is also important. Keep cleaning it from time to time as dirt can reduce the current. Use a damp cloth to wipe it off. Avoid leaving the car on when the ignition is off, as it may weaken the battery life.

When people book MoT tests, even if there’s the offer of a free retest, they don’t generally want the hassle of having to go back to the garage. That’s why it makes sense to understand the vehicle MoT check rules, and carry out some simple steps to try and guarantee that vital MoT pass. These tips below won’t help you if your car has significant mechanical wear items, or if your emissions are over the limits, but on an otherwise well-maintained car they can certainly reduce the annoyance and hassle of an avoidable MoT failure.

Ignore the myth of the 100,000-mile tune-up. “It doesn’t exist,” states Principe. “Each vehicle has a specific tune-up schedule recommended by the manufacturer. The more you keep the systems clean, the better the vehicle will run.” Variations in climate and driving style also dictate the necessity for maintenance. Commuting in dusty desert conditions will quickly clog air filters, while driving short distances repeatedly can wear out the exhaust system, as moisture is never completely evacuated. Extremely hot and cold conditions require more attention paid to radiator fluid and engine oil.

in Reading? How frequently should I service my car? You should have your car serviced annually or before it reaches a certain mileage outlined by the manufacturer (typically 12,000 miles) – whichever comes first. It’s best to check the service intervals in your car’s handbook, because they vary depending on the model, fuel type and engine. What work is carried out during a service? This depends on the service interval your car has reached. Most first services for new cars will involve only an oil and filter change, then the second service will also include the replacement of components with a 24-month lifespan – such as the spark plugs (petrol cars only), glow plugs (diesel cars only) and the brake fluid. There will be a larger, full service the following year, and after that the same cycle continues throughout the car’s life. However, if you own an older car and don’t cover many miles, you can opt for smaller services more often.

Brandon Chambers Portland Oregon awesome realtor guides in 2023? Here are a few real estate market opportunities: If you’ve yet to enter the housing market, but are thinking of buying a home in 2023, there’s a lot you need to know. As I once pointed out, this isn’t your older sibling’s housing market. Not just anyone can get a mortgage these days. You actually have to qualify. But we’ll get to that in a minute. Let’s start by talking about home prices, which have soared in recent years. The good news is mortgage rates remain very low, and may even break new record lows this year, which can keep affordability within reach. Discover even more information on https://soundcloud.com/brandonchambersinportland.

You should always trust and follow the advice of an experienced England Realtor that has a successful and proven track record of selling homes in your area. You should listen to and follow their advice and recommendations as often as you can to maximize the sale of your home. By following these must-know tips, you will be on your way to getting the best selling price for your home. As your England real estate agent, we know all the industry’s best-kept secrets. Give us a call today or visit our website so that we can provide you with all the information you need to start selling your home today.

One of the largest reasons some buyers walk away from a home purchase feeling remorseful is because they don’t consider everything about purchasing real estate before they jump into it. There are common buyer mistakes we address with all of our buyers upfront so they have a highly successful transaction. One thing that many folks don’t want to do is put in the upfront work, studying, and preparation that goes into buying a house. You need to prioritize your needs, and your wants – and if you have a partner you need to communicate together on everything. Maybe one person is ready to buy, and the other isn’t ready just yet.

Selecting a lender is a matter of personal preference. Many people often shop around, looking for a lender that offers the lowest rate. More often, however, people will choose a lender based on a referral from an agent or friend. Most lending institutions will offer the same basic programs, such as FHA, VA, conventional fixed rate, etc.; and most will meet or beat another lender’s rates. What usually separates one lender from another is their “niche” product. An example would be a lending institution that specializes in low down payments, as compared to another that specializes in self-employment financing. Most agents will be able to point you in the right direction based on your particular situation.

Have Financial Goals: If you want to accomplish financial goals, you need to figure out what goals are important to you first. Having a clear goal can keep you motivated and help you come up with a plan to reach that goal even faster. Now, don’t think that you need to set outrageous goals. If this is your first time thinking about personal financial goals, start off small and work your way up from there. I’d suggest coming up with a few different goals in each of these categories: What you want to achieve in the next 3-months, In the next year, In the next five years. This way you’ll have some short-term goals to look forward too, and some long-term goals to work towards as well. Your short-term goals may even be small stepping stones towards your bigger goals. So, remember to set long-term and short-term goals, and keep track of them too! Write them down somewhere and set a day each month to track your progress.

Renovating improves the house value says Brandon Chambers : Drawings need to be translated into a list of materials and labour. Materials are fairly easy to check online but labour rates are harder to predict, varying considerably depending on market forces – how busy builders are – and the geographical area (prices tend to be higher in posh postcode areas!). Obtaining competitive quotes based on clear drawings and specifications should help pin costs down in advance. Before you can start to predict costs, you need to have a good idea of your proposed plans, your specification for fixtures and fittings, and have decided who is doing what. To estimate costs, look at other people’s projects and expect to spend a similar amount, taking into account how much work they did themselves, when the project was completed, and the variation in labour costs.

Expand your search. What if the location where you’re planning to buy is too competitive? You might be surprised at the gem you can find in a less popular neighborhood. Working with a real estate agent who really knows the area is the best way to find a home that fits your budget and lifestyle. Get preapproved ASAP. Getting preapproved for a mortgage before you go house hunting is a must in any market. But in a market with such a limited home supply, not doing this legwork ahead of time gives a preapproved buyer free reign to swipe the home you want right out of your hands.

The most important of my home renovation tips is this: your contract should outline the schedule of which the project will be completed and at what point draws will be made. ‘Draws’ is the term for financial payments that the homeowner makes to the contractor usually in percentage form. So for example: weeks 2 & 3 will be for demolition, installation of the framing, base work for the hardwood floors, and wiring for the electrician. 10% draw. From the very beginning, you need to stick to the draw schedule to the T. Let the contractor know that any single delay any of the line items means a delay of payment. Contractors will often tell you that they need more money to finish a certain section but that makes for a slippery slope. Trust me.

Best rated Dodge Ram suspensions provider by Danny Gaston Lakeview, Arkansas: When you’re in the driver’s seat, perspective is everything. You can only react to what you see through your windshield and mirrors, and in a regular truck, that amounts to the cars directly in front of and behind you. The view isn’t great! A truck on a lift kit, though, affords a panoramic view of your environment. Instead of looking at someone else’s rear windshield, you see the road far ahead, giving you an advantage over other motorists. With this birds’ eye view, you can identify traffic snarls and road safety hazards from a distance and make informed driving decisions based on what you see. And for what it’s worth, a lifted truck or Jeep is more visible than a standard one, so you’re more likely to be seen, even during dust storms and other times of lowered visibility. Find additional information on Danny Gaston Lakeview, Arkansas.

This marks the last year Ram will offer the 1500 with an available diesel V-6. New for 2023 is the Emergency Medical Service (EMS) limited-edition trim. Part of Ram’s Built to Serve lineup, the EMS edition honors first-responder heroes with special design cues and United States flag decals on the bedsides. Available in Hydro Blue or Bright White paint, the 1500 EMS comes with a blacked-out front fascia and grille, Technical Gray 20-inch aluminum wheels, and black exhaust tips. Inside, the EMS edition gets special front-seat décor. The Ram 1500 EMS comes standard with the 4×4 Off-Road Group equipment package, which includes tow hooks, a handful of underbody skid plates, and an electronic-locking rear differential.

The very first DOR-manufactured product was our 2nd gen non-adjustable long arm kit, which started when the company that made Dick Cepek long arms went out of business and we purchased the remaining inventory to sell off. Then we started coming up with other products for Ram trucks that fit a niche market, where we could focus on quality and price but not have a lot of competition. Everything we do at DOR is based on our own experiences building trucks, Jeeps, and buggies since the late 90’s – this is truly a company built by Ram enthusiasts, for Ram enthusiasts. What started out as a garage-based business with just a few basic tools and a strong forum presence, now we have a fully functioning facility with CNC equipment and in-house powdercoating, all done at our location in Lakeview, Arkansas on Bull Shoals Lake.

Danny Gaston Lakeview, Arkansas top rated various off-road vehicles modifications guides: The Ram 1500 has a host of available driver-assistance technology that range from automated emergency braking to lane-keeping assist. For more information about the Ram 1500’s crash-test results, visit the National Highway Traffic Safety Administration (NHTSA) and Insurance Institute for Highway Safety (IIHS) websites. Key safety features include: Available blind-spot monitoring and rear cross-traffic alert; Available automatic high-beams headlights; Available adaptive cruise control. Ram has a competitive limited and powertrain warranty that is only eclipsed by the Nissan Titan’s lengthier coverage. Likewise, the half-ton Sierra and Silverado as well as the Toyota Tundra offer complimentary scheduled maintenance.

How does the 1500 drive? Our test truck had the V8 engine and the eight-speed transmission. They work so well together that we could recommend this truck on that basis alone. It’s strong and it’s easy to drive in just about every situation. The same can largely be said for the EcoDiesel powertrain — especially if you appreciate the pulling power of diesel torque. But there’s much more to the Ram than solid powertrain choices. We’ve tested many Ram configurations, and they all impress us with their steady steering, confident braking and secure handling. Ram’s decade-old decision to walk away from leaf springs and switch to a coil-spring rear suspension continues to pay dividends.

How are the towing and storage? Tow ratings, particularly for the diesel, are stout for this class. With the V8 or the diesel engine, most of the Ram 1500’s common configurations can pull more than 11,000 pounds, and some exceed 12,000 pounds. The optional RamBox locking bins built into the side of the bed are useful for storing tools or towing equipment. There’s also an optional two-way tailgate that can open downward or outward like doors. Interior storage space is another area where the truck shines. Its center console is enormous and highly configurable. The Ram can be ordered with hidden compartment spaces in the rear floor, underneath the rear seats or in the back cushions themselves. The rear seat folds up as one piece or in a 60/40 split on higher trims.

Another unique thing about DOR is that we only sell Dodge Ram parts. We are one of the only companies in the world that strictly specializes in Ram trucks, which is a testament to our loyalty and dedication the brand. The company was not started just to make money off Ram owners – it was started because we love building our trucks. Dodge Off Road continues to grow and be successful because our customers love their DOR-equipped trucks, and we love getting to help build them. Once known for big-rig styling, the Ram 1500 is now more stylish and aerodynamic. It doesn’t hit you over the head with a tough-truck theme. This aesthetic carries over inside, where the Ram impresses with a handsome look that is logically laid out and oozes quality. And the 12-inch screen and reclining rear seat never get old.

About Daniel Gaston Lakeview, Arkansas : He is the founder of Arkansas Young Tourism Professionals group, part of the Arkansas Hospitality Association. Nominated for Arkansas Business 40 under 40 in 2019, 2020. Danny Gaston is the oldest grandson and protégé of Jim Gaston, legendary Arkansas business man and philanthropist. Youngest board member ever for Ozark Mountain Region, a non-profit tourism foundation. Featured in Crawl Magazine issues 2 and 4 and current owner of Gaston Manufacturing.