POS online services

POS solutions? Epos Now is a retail management system for small to mid-sized businesses. In addition to its Point of Sale module, the solution also offers integrated Inventory Management, Customer Management, and Retail Accounting, including general ledger, purchase orders, and payroll processing. Epos now is cloud-based, and compatible on Windows, Mac, Android, and iPad. Hardware can be purchased directly through Epos Now, or through a third party vendor of choice. Epos Now is used by retailers in a variety of industries, including apparel, furniture and home décor, grocery, sporting goods shops, and many more. The POS module includes electronic scale integration, barcode and credit card scanners, a staff time clock, age verification, and the ability to discount.

CAKE is a cloud-based point of sale (POS) solution for restaurants. Primary features include payment acceptance, guest and waitlist manager, online ordering, gift cards and table-side ordering. It allows users to track real-time sales at different locations, wages, hours and overtime. The reporting module allows owners and managers to drill down into sales reports to find sales by week, day or hour. Payroll reporting helps users calculate wages and overtime and sales can even be compared to labor costs each hour.

Pymt was created by two developers from Birmingham, Alabama. We created Pymt out of necessity as we felt other “free” POS software was sub-par to offer our merchants, and that the POS software that was good quality priced itself above the very small-business owners who needed it most. Does it matter where I’m from? Yes, we currently offer services in the United States, and Canada. We are actively working on supporting additional countries. Drop us a line if you think we should add yours. Discover even more details at POS Online.

As a result, the place of digital transactions in businesses is now highly rated as the advent of online payment methods have been noted to breed better customer-merchants relationships and ultimately, better customer experiences. This is why – as a business owner aimed at staying ahead in the competitive business world – it is important to interact with the power wielded by innovative technologies.

It’s nice to have you here! Pymt was created out of necessity, as we felt other “free” Point of Sale software was sub-par to offer merchants, and the POS software that was good quality priced itself above the very small-business owners who needed it most. Need to create an Ad Hoc Item? Or just want to charge a customer for a certain amount? Add a dollar amount straight to the cart. Funds: Don’t wait for your deposit. Funds are deposited next-day with a 6:45pm EST cutoff. Discover more info at pymtpos.com.

Finance

Tax services New York provider and tax guides

Top bookkeeper services New York provider offers a few tax advices: In some states, provisions exist that allow employers to seek reimbursement from the employee for administrative costs related to excessive garnishments. Additionally, some types of garnishments, such as child support, allow for similar provisions that authorize employers to recoup administrative expenses. The limits on the maximum amount of the administrative fee that can be deducted vary by state. When considering employment actions in relation to an employee who has active garnishments, it is recommended to consult a knowledgeable HR source or employment attorney.

In the past, if you used 10% of your home for a home office, for example, 10% of the profit when you sold did not qualify as tax-free under the rules that let homeowners treat up to $250,000 of profit as tax-free income ($500,000 for married couples filing joint returns). Since 10% of the house was an office instead of a home, the IRS said, 10% of the profit wasn’t tax-free. But the government has had a change of heart. No longer does a home office put the kibosh on tax-free profit. You do have to pay tax on any profit that results from depreciation claimed for the office after May 6, 1997. It’s taxed at a maximum rate of 25%. (Depreciation produces taxable profit because it reduces your tax basis in the home; the lower your basis, the higher your profit.) Provide dependent taxpayer IDs on your tax return! Be sure to plug in Taxpayer Identification Numbers (usually Social Security Numbers) for your children and other dependents on your return. Otherwise, the IRS will deny any dependent credits that you might be due, such as the Child Tax Credit. Be especially careful if you are divorced. Only one of you can claim your children as dependents, and the IRS has been checking closely lately to make sure spouses aren’t both using their children as a deduction. If you forget to include a Social Security number for a child, or if you and your ex-spouse both claim the same child, it’s highly likely that the processing of your return (and any refund you’re expecting) will come to a screeching halt while the IRS contacts you to straighten things out. After you have a baby, be sure to file for your child’s Social Security card right away so you have the number ready at tax time. Many hospitals will do this automatically for you. If you don’t have the number you need by the tax filing deadline, the IRS says you should file for an extension rather than sending in a return without a required Social Security number.

Bunch Your Charitable Contributions: In 2019, married couples filing jointly have a standard deduction of $24,400. For single taxpayers, the standard deduction is $12,200. The Tax Cuts and Jobs Act of 2017, which nearly doubled the standard deduction, also eliminated miscellaneous deductions, capped state and local tax deductions at $10,000 and limited mortgage interest deductions to loans of up to $750,000. These changes can make it difficult to itemize deductions unless someone has significant charitable donations. Powell suggests people bunch two years of contributions into a single year, which would allow them to claim an itemized deduction every other year. For those with the financial means, setting up a donor-advised fund may be ideal. “You get the deduction in the year you move the money (into the fund),” Powell says. However, charitable gifts from the fund can be spread out over time.

The controller increases the company’s overall financial accountability and checks and balances. A controller reviews the bookkeeper’s ledger for accuracy while also maintaining the integrity of the accounting data file in the future so that adjustments can’t be made without approval. Lastly, a controller issues monthly financial reports highlighting any critical issues that you need to understand and possibly address. Read additional info at Bookkeeper New York.

Often businesses try to train an office manager or other employee with capacity to become the part time bookkeeper. While this can work and is often the least expensive option on paper, there are risks associated if the part time employee’s or office manager’s output does not measure up to standards. And the cost of oversight, usually in the owner’s time, can be significant. The current average full charge bookkeeper’s salary fluctuates between $35,000 to $55,000 per year plus benefits and overhead, depending on your location. According to GlassDoor, current listings in high cost of living cities like New York or L.A. show full charge bookkeepers salaries creeping towards $70K. In addition, you’ll need to add around 20% on top of salary for benefits and overhead including office space.

Caring for your accounting and bookkeeping shouldn’t come at the expense of running your business. If you’re a small business owner who’s overwhelmed or just need Professional help in managing your finances, consider outsourced accounting and bookkeeping services from Merge Bookkeeping. We share your burdens : We take the load of preparing your company books and other related necessary yet menial tasks off your shoulders. You can keep working towards making your profile bigger and better. Discover extra info on mergebookkeeping.com.

Finance

Learn trading courses

FOREX is a risky business and you should learn the basics yourself before starting. So let’s say you have the typical 9 to 5 job. You can run through the charts in the morning and in the evening and make a quick analysis, it shouldn’t take you more than 20 minutes once you build up your routine. As a part-time Forex trader, you will mainly be concerned with end-of-day trading and analysis and it is important for you to find the right platform providing you with daily chart time frames or the chart time frames you are most interested in so you are able to catch high-probability end-of-day price action setups.

Forex trading carries high levels of risk and for that reason we can refer to Forex as “difficult”. It’s risky and difficult because the market could anytime move against you but if you know what you are doing you can implement tools that will limit any loses that may occur so once you know what you’re doing you may find it easy but this will take some time..If you ask yourself the question “Is Forex trading easy or difficult?”, we are saying it may seem difficult at first but once you learn how to trade and how to anticipate and manage accordingly you’d be in a much better position.

As we previously mentioned, Forex trading can be considered a formidable task, unless of course one is not equipped with knowledge. Once the trader has prepared himself for the market, things might not seem so difficult after all. Keep in mind that at learning a new skill is always difficult at the beginning, however it’s important to start from somewhere.

With this in mind, we have developed in-depth, easy to understand and most importantly, completely free online trading courses that you can access at anytime from anywhere. See extra info about online trading education. Trading stocks has become more and more popular with each day. Businesses need revenues in order to expand and be profitable. However, we all know that in business there are both good and bad times. By trading stocks, you are provided with the opportunity to benefit not only from businesses that are doing well but also from failing businesses, as you can trade both with the stock and against it.

Keep in mind that there’s plenty more to learn once you have successfully completed our trading education course. You can easily register as a member of our trading education website. Here you will receive access to numerous free trading education materials, such as quizzes, articles and insights and become part of a vast network of like-minded individuals who can also help you on your quest to learn how to effectively trade. At Trading Education, we understand that everyone’s style of learning is very different. Therefore, we have developed various options through which you can get your trading courses. If you wish to receive a more personalised approach while learning how to trade, a 1-2-1 trading education is the best option for you.

Do you like being part of something? If so, group coaching sessions are just for you! They are the easiest and most cost-effective way to access online webinars from anywhere in the world. Group learning will also provide you with the invaluable insight of other students who are on their learning journey just like you. Paying attention to the questions and comments of the other participants will certainly boost your knowledge and most importantly, give you an opportunity to be exposed to meaningful tips and advices, coming from seasoned traders.

Finance ,

Best binary options signals

As a result, this slower trader-directed method of observing signals and then trading on them differs substantially from the algorithm-based and fully automated trading robots you might have run as expert advisors on MetaTrader4 or other platforms. Some quick facts before we launch into the best providers on the market: Some binary signal providers get around the possible trade execution delays this method can cause due to inattention by traders by having proprietary websites that clients monitor to get trade signals in a more timely way.

The Best Binary Options Signal Providers

Signals 365 is a well-established binary option signal service which offers an impressive 50-100 signals per day and claims to have a respectable win rate of up to 70%.

Binary Today 5 offers a binary option signal generation software package with some interesting features that differ considerably from what other binary option signal providers bring to the table.

First of all, you can use any broker, currency pair or trading session you want, since you call the shots as the trader. Second, using this service requires an one-time purchase of downloadable software to generate the trading signals locally based on its proprietary algorithm.

Binary options signals are trading alerts provided by a company or individual that has experience and expertise in binary options trading to less experienced traders, or traders who may not be able to devote time to market analysis.

Top binary options signals services allow newbies and inexperienced traders make money from trading. In fact, even experienced traders can do with a bit of help. Most trading ideas come through synthesis and by subscribing to reputable signal providers, an expert trader can improve the accuracy and win rate of his or her trading system.

Virtnext: This is another top binary options signals auto-trader. If you dont want manual signals that you have to implement yourself, then auto-traders are best. The trading is done for you. However, you have to monitor the software to ensure it is working as it ought to. It is necessary to do this since market conditions change and the software might not be able to adapt. Constant monitoring is necessary.

SignalPush: Signal Push is an auto, copy trading platform. The service allows you to access various signal providers and copy their trades. You can view the win rates and fees for the various services and decide whether to subscribe. Signal Push is highly recommended for its transparency. Statistics to help you make a decision to subscribe again are displayed.

What are binary options trading signals?

Binary signals are the result of market analysis it could be technical analysis or fundamental analysis. Signal gives trader information about the current market situation. Signals information depends on a special signal robot algorithm. Binary option robot analysed the market in real-time and when the algorithm condition is fulfilled signal send to an user. Read more at Best binary options signals.

Binary options trading strategies

Indicators and signals of binary options are very popular among novice traders in their deceptive simplicity: Traders think they do not need to study the market and the theory. They just open the position when they see an arrow up or down and think that is all they need. In most cases, this only leads to a quick loss of the deposit and all beginners should understand that they cant trade without thinking, analyzing the market and understanding what is the forex market is. Only that trades who have a trading strategy can win on the binary options market.

Pip365: This top binary options signals provider is good for binary options traders from the United States. They provide a browser based service and are great for traders who prefer to carry out trades on their own. Historical accuracy rates have been between 70-75%.

By using the above top binary options signals providers, you can kick start your vehicle of success in the market. There is no need to do the heavy lifting yourself. There is no need to make losses while learning about trading. You can work on your trading education while using the trading signals to make some profits in the meantime. Once you are more experienced, you can refine your trading ideas with the help of the signals.

Finance ,

Best mortgage rates

Mortgage terms : Closed mortgage – A mortgage that cannot be repaid or prepaid, renegotiated or refinanced prior to maturity, unless stated in the agreed upon terms. Closing costs – Costs that are in addition to the purchase price of a property and which must be paid on the closing date. Examples include legal fees, land transfer taxes, and disbursements. Debt service ratio – The percentage of the borrower’s income used for monthly payments of principal, interest, taxes, heating costs, condo fees (if applicable) and debts. GDS is gross debt service – how much you spend on Principal, Interest, Taxes and Heating. TDS is total debt service – GDS plus all other debt payment obligations. Default – A homeowner is ‘in default’ when he or she breaks the terms of a mortgage agreement, usually by not making required mortgage payments or by not making payments on time. Down payment – The money that you pay up-front for a house. Down payments typically range from 5%-20% of the total value of the home, but can be anything above 5%, if you qualify. Early Discharge Penalty – A penalty you may pay your lending institution for breaking the mortgage contract early. This is usually 3 months interest or the Interest Rate Differential (IRD), whichever is larger. See below for IRD.

Being careful with your financial situation is very important. Here are a few advices related to financial issues. Subprime credit cards are one of the worst credit card products. These credit cards are geared toward applicants who have a bad credit history and these cards typically have high interest rates and fees. While approval is often quick, even for those with bad credit, the terms are often confusing. The Federal government has made rules regarding the amount of fees subprime credit card issuers can charge, but the card issuers often look for loopholes and ways to skirt these rules. Despite the unattractiveness of subprime credit cards, some consumers continue to apply for the cards because they cannot get credit elsewhere. This is a situation where you have to proceed at your own risk.

Payday Loan Interest: Payday lenders charge borrowers extremely high levels of interest that can range up to 500% in annual percentage yield (APR). Most states have usury laws that limit interest charges to less than approximately 35%; however, payday lenders fall under exemptions that allow for their high interest. Since these loans qualify for many state lending loopholes, borrowers should beware. Regulations on these loans are governed by the individual states, with some states even outlawing payday loans of any kind. In California, for example, a payday lender can charge a 14-day APR of 459% for a $100 loan. Finance charges on these loans are also a significant factor for borrowers as the fees can range up to approximately $18 per $100 of loan. More financial calculators at House payment calculator.

Terms: A guaranteed loan is a loan that a third party guarantees, or assumes the debt obligation for, in the event that the borrower defaults. Guaranteed mortgages, federal student loans and payday loans are all examples of guaranteed loans.

Encumbered asset: An item of value used as collateral or security for a loan, which has a registered interest against it, for example a property for which you have a mortgage is an encumbered asset. An unencumbered asset is one without any debt or interest registered against it, such as property for which you have paid off the mortgage. More financial info on Refinance mortgage.

Plans and Expectations: Even though Hemlock has seen numbers jump in various areas over the past quarter, the fact that it missed analysts’ estimates may not bode well for investor confidence. Earnings estimates are forecast expectations of earnings or revenue based on projections, models and research into the company’s operations and most frequently published by financial analysts. Some companies will provide “guidance” of management’s expectations for future results. Even if a company sees an increase in profitability, if the actual earnings fall below expected earnings, the market will see to it that the stock price adjusts to the new information (read: drop in value.) This is due to the fact that estimates are usually built into the current price of a stock. Thus, when investors hear how a company “missed expectations” in spite of higher revenues being reported, the market corrects the price of the stock accordingly.

Mortgage default insurance – Required if you are contributing between 5% and 20% of the value of the property as the down payment or to satisfy lender requirements, when necessary. More on Mortgage payment calculator. Home Equity Line of Credit – A loan that is secured against your house, like your mortgage, but you obtain a maximum amount that you may borrow but only borrow in the amounts that are needed. You only make payments, minimum is interest only, on what you have borrowed at any given time.

Finance

Ripple (XRP) Price

Cryptocurrency is hot right now and my advice is to be very prudent when investing in this industry. Cryptocurrency is used in every industry and here are some examples. Insurance : Accenture—With goals to boost efficiency and productivity within the insurance industry, Accenture builds blockchain solutions for its insurance clients. They translate key insurance industry processes into blockchain-ready procedures that embed trust into the system.

Logistics and supply blockchain cases : OriginTrail—Already in use in the food industry, more applications are planned for OriginTrail, a platform that lets consumers know where their purchases came from and how they were produced.

Google is also reported to be working on a proprietary blockchain to support its cloud-based business. Parent company Alphabet is developing a distributed ledger that third parties will be able to use to store data, believed to be in regards to Google’s cloud services for enterprises, with a white label version for companies also in the works.|As a heavily industrialised nation, China’s environmental footprint is substantial. In March 2017, IBM launched the Hyperledger Fabric blockchain in conjunction with Energy-Blockchain Labs, as a means of tracking carbon assets in China. This creates a measurable and auditable system for tracking emissions, and facilitates a tradable market for companies seeking to offset their energy consumption whilst incentivizing greener industrial practises. See extra info on what is Bitcoin mining.

This encryption is called hashing. In simple terms, hashing is when an input produces an output of a fixed length. Bitcoin uses a hashing algorithm called SHA-256 which means that no matter the length of the input, the output will always be 256 bits in length. This hashed output functions as the block’s fingerprint in the sense that it is a unique identifier. The hash of the block is determined by the contents of the block, so any change to the data within the block will result in a new, and very different, hash.

One of the most crucial aspects of blockchain technology is that data is decentralised, with information shared across a peer-to-peer network. Each block contains transaction information and a time stamp. Blocks are also permanent and cannot be altered without consensus from the entire network and without altering all subsequent blocks. Over the past decade, the Internet and software have made the transaction of money practical. You can easily shop online and trade securities. But transferred financial assets go through correspondent banks, archaic systems linking clearing houses, and central depositories. Sometimes it takes many days for the funds to reach an account or purse to settle. Not only are these systems slow, but they are expensive and unsafe. Blockchain development is addressing this problem by restructuring fundamental business transactions, including money market transactions, and introducing new forms of digital interaction.

Here are some terms explained : Anarcho-capitalism: A political philosophy and school of thought that believes in removing centralized states in favor of self-ownership, private property and free markets. Many of the early adopters of Bitcoin were proponents of anarcho-capitalism, believing it would give power and control back to the masses.

Byzantine Generals’ Problem: A situation where communication that requires consensus on a single strategy from all members within a group or party cannot be trusted or verified. An example of this agreement problem is where a group of generals, encircled around a city, must decide whether to attack or retreat. Every general must agree to attack or retreat, or everyone will be worse off. Some generals may be treacherous, voting falsely, and messengers may deliver false votes. Under these circumstances, a consensus must be reached. In cryptocurrency, when network participants post false or inaccurate information to others about transactions taking place, it could lead to network failure. *see Byzantine Fault Tolerance (BFT).

Confirmations: A transaction is only confirmed when it is included in a block on the blockchain, at which point it has one confirmation. Each additional block is another confirmation. Different exchanges require a different number of confirmations to consider a cryptocurrency transaction final.

And the latest crypto news : Bitcoin (BTC), and XRP, the third biggest coin by market cap, are not competitors, Ripple CEO Brad Garlinghouse claimed in a Fortune interview on June 20. In the interview, Garlinghouse outlined the key difference of two major cryptocurrencies, arguing that bitcoin is a store of value or “digital gold,” while XRP is a “bridge currency” that enables an efficient solution for fiat-to-fiat transfers. As such, Garlinghouse cited the difference between bitcoin and XRP in terms of transactions costs, claiming that Ripple can do a transaction for a tiny fraction of a cent while a bitcoin transactions costs roughly $2.30 on average. See more info at government-issued cryptocurrencies

Finance

High risk gateway

High risk moto merchant account in 2019. This is a popular topic as more countries open up to new services. High-risk merchant accounts are a subset of finance services that offers firms to accept card payments from customers. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face reduced options in processors, plus higher fees and stricter contracts. Being considered as high-risk looks terrible. But in some scenarios, it can be your best option. We have been writing about diverse aspects of the high-risk merchant account industry for many years and have almost sure reached on most, if not all, of the most decisive problems. Here are some more guides on high risk merchant account.

High risk credit card processor : Focusing primarily on high-risk e-commerce businesses, eMerchantBroker claims they approve 99% of all account applications. The company has a positive reputation for transparent customer service and reliable support.

Lots of financial service providers do business exclusively with low-risk merchants, who they consider as a safer investment. That means businesses considered high-risk will have a very poorr selection of potential payment services to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents. It’s practically not possible for eCommerce merchants to do their business without accepting credit or debit cards. Before you can take “plastic,” you need a payment processor who acts as a link between you, banks, and credit card networks. Read extra info at High risk merchant account business types.

Active under various names since 1997, High Risk Pay is specifically focused on serving high risk merchants. The company offers point-of-sale equipment, ACH processing, and chargeback prevention to all of its merchants. High Risk Pay can process payments for e-commerce, travel, e-cigarette, startup, bad credit, international, high volume, and adult merchants.

We used all of the high risk credit card processors, to be able to compare and a solid pick is iPayTotal. They cover all business types, have a large experience in the business, fast customer support and low fees.

Our National and International Connections with Acquiring Partners gives us the edge to offer Reliable Credit, Debit and Echeck Processing to almost every industry which is considered high risk. No Matter if you are located in USA, Australia, Latin America, EU or Africa. We have the capabilities of getting the right payment processor for your high-risk merchant account. Today, consumers expect to shop for your products or services online, therefore it is vital to offer a secure, convenient online shopping, otherwise, you’re missing out on significant sales revenue. We understand your need to offer a hassle-free solution. We review your business details and select appropriate banking partners amongst our network of acquiring banks and regulated EU payment institutions. For no additional fee, we work closely with you throughout the application process. Source: https://ipaytotal.com/ipaytotal-high-risk-merchant-account/.

Finance

Credit repair reviews training

No matter how bad your credit is right now, the damage isn’t permanent. Credit repair allows you to fix the mistakes hurting your credit and improve your credit score. Repairing your credit is critical to saving money on insurance, loans, and credit cards, but that’s not the only reason to repair your credit. Better credit opens up new employment opportunities, even promotions and raises with your current employer. If you dream of starting your own business or just want the security of knowing you can borrow money when you want to, you should repair your credit sooner rather than later.

Some creditors report to all three bureaus, while some may only report to one. The information on your credit report is then filtered through a scoring model to create your credit score. There are different scoring models used for credit scores, but the most popular one used by lenders and credit card companies is the FICO score.

New credit tips: Note that it’s OK to request and check your own credit report: this won’t affect a score, as long as you order your credit report directly from the credit reporting agency or through an organization authorized to provide credit reports to consumers.

Free Training Reveals…. “Secrets To Easily Creating A Profitable Credit Repair Business WithOUT having any prior experience with credit repair!”

YOU’LL LEARN THESE 3 SECRETS:

– How to find people who are more than willing to pay you, and land your first client within 24 hours, even if you have ZERO experience. . .
– How to use our step-by-step “Dispute Process Blueprint” to get EASY Credit Repair Results without being a credit expert. . .
– How to scale using our easy-to-follow process to bring in a flood of new customers, without paying for advertising. . . Credit repair business.

A charge-off occurs when a creditor decides a debt is not collectible. Rather than carry it on their books as an overdue or past due debt, they can instead eliminate it from their reportable past due accounts. By charging off the debt, the company’s accounts receivable report improves; however, that doesn’t mean the debt has disappeared. In most cases, the debt is sold to a “debt buyer” who pays pennies on the dollar for the face value of the debt. By purchasing the debt, the debt buyer can now attempt to collect the amount owed (plus court fees, interest, late charges, and more) by contacting the debtor and taking them to court for the full value plus any applicable fees. If you have a charge off on your credit report, it can stay there for up to seven years plus 180 days from the original date of delinquency.

Contact Your Creditors – Do this immediately to set up a payment plan if you miss payment deadlines and can’t afford your monthly bills. Quickly addressing your problem can ease the negative effects of late payments and high outstanding balances. Apply for New Credit Sparingly – Although it increases your total credit limit, it hurts your score if you apply for or open several new accounts in a short time period.

Finance

Make extra money online advices

Make money online guides but safe of scams ? We will review a few of them here. Well it seems like you’re pretty nifty with a web browser, so perhaps it’s time to turn pro and browse websites as a paid and fun job! Introducing UserTesting.com – a new platform that pays everyday people to review all kinds of websites. Each review takes around 20 minutes and bags you $10 (£6.50) via Paypal. Simply sign up here, complete a test review and look forward to receiving websites in your inbox. Read More

Finance

Financial terms explained

Taking care of your money is very valuable. Here are some tips regarding financial terms. Business credit cards are designed specifically for business use. They provide business owners with an easy method of keeping business and personal transactions separate. There are standard business credit and charge cards available. Even for a business credit card, your personal credit history is considered because the credit card issuer still needs to hold an individual accountable for the credit card balance. Read More

Finance

What is blockchain technology

Cryptocurrency is trendy now and my advice is to be very attentive when investing in this industry. Cryptocurrency is used in every industry and here are some examples. Insurance : Proof of insurance—Nationwide insurance company is currently testing a blockchain solution to provide proof-of-insurance information called RiskBlock. Ultimately, when this tool is fully deployed it will help law enforcement, insured and insurers verify insurance coverage in real time and accelerate claims processing.

Blockchain in retail : Blockpoint—Simplifies the creation of payment systems and allows mobile wallet, loyalty program, gift cards and other point-of-sale functionality.

One of the main benefits of blockchain technology is the way it removes intermediaries or middlemen. The music business is a prime example of an industry whose inefficiencies have seen artists poorly remunerated for their efforts. A number of blockchain-based projects have sprung up seeking a fairer deal for music creators, including Artbit, overseen by former Guns N Roses drummer Matt Sorum.|Supply chain management is seen as one of the most beneficial use cases for blockchain, as it’s ideal for industries where goods are passed through various pairs of hands, from beginning to end, or manufacturer to the store . IBM and Walmart have teamed up to launch Blockchain Food Safety Alliance in China. The project, run in conjunction with Fortune 500 company JD.com, is designed to improve food tracking and safety, making it easier to verify that food is safe to consume. Read more details on cryptocurrency market news.

Most people know that cryptocurrencies such as Bitcoin use blockchain technology, but what exactly is blockchain? If you imagine Bitcoin as a car, then blockchain would be the combustion engine; i.e. blockchain is the underlying technology that drives the system.

The decentralised, permanent, time stamped and unalterable nature of the data recorded in the blockchain means that data is more secure, traceable and transparent. After all, there is no central point of vulnerability or failure, and the data itself is resistant to modification and unwanted tampering. If only time travel were possible then majority of people would wish to back in 2010 to buy bitcoins. A mere 10,000 rupees invested in bitcoins back then would have fetched you over mind boggling 330 crores by now! The world was stunned with such a phenomenal growth of bitcoins as a cryptocurrency. Keep reading this post as we will explain about bitcoin shortly. But how could such a currency grow stupendously on a global scale? The answer is Blockchain. Simple as it may sound there are huge mechanisms in place in making the technology work. The time spent by IBM global financing was reduced by 75% in solving financial disputes using Blockchain technology. Did you know that in international trade finance and remittances ICICI bank using Blockchain technology successfully executed transactions? Did you know SBI is using it in its KYC norms and smart projects? Did you know that Azure is already providing Blockchain as a service(BaaS)? And these are just three instances of the applications of Blockchain and the most obvious use case is bitcoin.

Here are some terms explained : Anarcho-capitalism: A political philosophy and school of thought that believes in removing centralized states in favor of self-ownership, private property and free markets. Many of the early adopters of Bitcoin were proponents of anarcho-capitalism, believing it would give power and control back to the masses.

Bitcoin Improvement Proposal (BIP): A technical design document providing information to the Bitcoin community, describing new proposed features, processes or environments affecting the Bitcoin protocol. Suggested changes to the protocol are submitted as a BIP. The BIP author is responsible for soliciting feedback and consensus for his or her suggested improvements within the community, and documenting dissenting opinions.

Decentralized Autonomous Initial Coin Offerings (DAICO): A method for decentralized funding of projects, combining ideas from Decentralized Autonomous Organizations (DAOs) and Initial Coin Offerings (ICOs), proposed by Vitalik Buterin, creator of Ethereum. It introduces a form of governance in the ICO process, allowing backers to vote for the return of their funds if certain conditions are met.

And the latest crypto news : Bitcoin (BTC), and XRP, the third biggest coin by market cap, are not competitors, Ripple CEO Brad Garlinghouse claimed in a Fortune interview on June 20. In the interview, Garlinghouse outlined the key difference of two major cryptocurrencies, arguing that bitcoin is a store of value or “digital gold,” while XRP is a “bridge currency” that enables an efficient solution for fiat-to-fiat transfers. As such, Garlinghouse cited the difference between bitcoin and XRP in terms of transactions costs, claiming that Ripple can do a transaction for a tiny fraction of a cent while a bitcoin transactions costs roughly $2.30 on average. See extra details at Litecoin (LTC) Price

Finance

Applying for a UOB Cash plus card

Credit card companies use promotional offers to bring in new customers or to make their existing customers use their credit cards. While some of these promotional offers may be beneficial to the users, you should still be careful and ensure you understand the terms thoroughly. Also, don’t fall into the trap of making unnecessary purchases just because there’s a “special offer.”

Avoid paying interest on your credit card purchases by paying the full balance each billing cycle.1 Resist the temptation to spend more than you can pay for any given month, and you’ll enjoy the benefits of using a credit card without interest charges.

When you pay for something with a credit card, you’re not using your own money but borrowing it from the financial institution that issued you the card. If you charge correctly, credit cards are terrific. When you don’t, they can be terrible. Here’s the scoop. Each charge is a loan. Every time you use the card, you’re tapping into a line of credit, which is a predetermined amount of money that you can spend that is set by the issuer. Once you get approved for a card, you can choose to borrow some or even all of what is available to you. Therefore, if your credit line (sometimes called a credit limit) is $1,000, you may charge up to that amount.

Qualifications for applicants for the cash card UOB Cash plus , Thailand’s latest cash card.

For anyone interested, would like to look for some cash cards, especially with UOB Cash plus. Let’s check the features better, if you can apply for this latest cash card :

1. For business owners
Is a Thai natural person aged 20-26 years
Monthly income 20,000 baht or more
3 years of working life in the same business

2. For regular employees
Being a Thai national, aged 20-26 years
Monthly income 15,000 baht or more
Have a working age of 1 year or more in the current company Or in the same business

Spending analysis tools make sticking to your budget a cinch: One of the most underrated online banking features offered by most credit card issuers these days is the spending analysis tool. This allows you to see a breakdown of how much you’re spending with your card in different categories (restaurants, travel, general merchandise, etc.). You can usually choose to view this on a per-month basis or take a look at your spending patterns over time. Be sure to look around for this tool the next time you log into your card’s online banking platform. It can provide some helpful insights into where you’re doing a good job sticking to your budget, and where you might need to cut back.

For our thai visitors :

 

สิ่งสำคัญในการกรอกข้อมูลการสมัครบัตรกดเงินสด uob cash plus

สิ่งที่ควรใส่ใจในการเตรียมเอกสารสำคัญในการ สมัครบัตร Uob คือ ให้เซ็นกำกับสำเนาถูกต้องและลงลายมือชื่อ ระบุว่าสำหรับ สมัครบัตร Uob cash plus เอาไว้ด้วยเลยก็ได้ เมื่อความปลอดภัยของผู้สมัครเอง

อย่าลืมตรวจตราชื่อต่างๆในเอกสารว่ามีความถูกต้องครบถ้วนและตรงกัน หากมีการเปลี่ยนชื่อใดใดก็ตาม และมีเอกสารที่ยังไม่ได้แจ้งเปลี่ยนชื่อ ควรจะแนบเอกสารการเปลี่ยนชื่อไปด้วย และลงลายมือชื่อให้ชัดเจน เพื่อจะได้ไม่ต้องเสียเวลา ถ้าหากเอกสารไม่ครบถ้วน การพิจารณาสมัครบัตร Uob cash plusก็จะยิ่งใช้เวลามากขึ้นและล่าช้าออกไปอีก งานนี้คนต้องการใช้เงินด่วน! คงจะไม่ชอบเท่าไรนัก

ก่อนจะมอบเอกสารให้พนักงานควรจะตรวจตราให้เรียบร้อย ทางที่ดีให้พนักงานดูให้ชัวร์เลยว่าเอกสารนั้นครบและถูกต้อง เพื่อที่เราเองจะได้ไม่ต้องเสียเวลาไปยื่นเอกสารซ้ำอีก และการอนุมัติจะได้ไวด้วย

Finance

New digital arbitraging system for the cryptocurrency launched

World Capital Foundation (WCF) company, based in Singapore, is developing a new Digital Arbitraging System for the cryptocurrency, with a built-in highly advanced arbitrage trading bot (BOT) that is capable of working 24 hours a day creating passive income, doing all the hard work of completing the arbitraging process for you. The new Digital Arbitraging System for the cryptocurrency is aimed to secure a decent revenue stream of passive income for its clients, fully automated and does not require any involvement from client side.

When the price of a specific crypto coin like Bitcoin, Litecoin or other coin is high on one platform than it is on another, the WCF bot will discover the arbitrage optimal decision to generate higher profit from the change in price in those platforms.The arbitrage bot system aims to increase the profit making with minimal risks.

The token name is WCF (World Capital Foundation) and a total of 3,900,000,000 WCF will be released for the crypto arbitrage system foundation.

According to the CEO of World Capital Foundation (WCF), Victor Sullivan, WCF arbitrage system will be better than other crypto arbitrage systems because of the extremely fast execution time, full 24 hours a day complete automatic coverage of the market and minimal risks. The CEO explained in detail how the digital arbitraging system (WCF) of trading through buy/sell on a vastly diversified portfolio of different crypto currencies platforms would increase the chances of operating leverages in arbitrage profit opportunities while lowering the risks associated with crypto trading.

To learn more about World Capital Foundation’s (WCF) new arbitraging system for cryptocurrency, you can visit their official website: BOT.

Risk Disclaimer : Arbitrage is the buying and selling of currency between different markets. This is possible In cryptocurrency because of the nature of cryptocurrency. Limited cryptocurrency units are available between different markets. The client is making all the profit by using the difference between same crypto token price on different market.

 

Finance

Data driven crypto portfolio insights

There are many crypto currencies and a good overview of your crypto portofolio is essential for good profits. We will compare HodlStream to other crypto portofolio managers. Like its name suggests, Gem has turned out to be a gem among all the portfolio trackers we have explored so far. Gem has the best user experience and is the easiest to use in this list. It is quite straightforward to get started with. The aesthetic design elements are pleasing to the eye. Gem is app-heavy with a light web presence i.e. only the Discovery section is accessible from web (more on that later). Gem allows exchange sync functionality. So no need to manually enter trades anymore. Moreover, you can create a Gem account, thereby allowing portfolios to be ported. Gem is completely free-to-use and there are no hidden conditions or paid plans. Read More

Finance