Daily Archives: December 16, 2020

Top professional indemnity policy guides for doctors

Premium retirement planning recommendations for doctors? Dr Good Money is a Niche Division under a Boutique Financial Planning Firm Good Moneying Financial solutions, being run by Mr. Manikaran Singal, a Certified Financial Planner and a SEBI Registered Investment Adviser. Though Good Moneying has been serving clients across the globe since 2012, Dr. Good Money is recently announced specific division by Manikaran, who has 17+ years of experience in the Financial Services Space.

Its not only Investments but every aspect of your Personal Finances be looked upon like Taxes, Insurance, Life Goals, Estate Planning, Loans etc. Don’t Worry. We will help you Organize in your Money Matters and Manage the Financials Responsibly for you. We Serve Doctors at all Life stages. The Major benefits is the Peace of Mind and the feeling of Wellness that now your finances are being taken care of Responsibly for your benefit. You will enjoy the process and be always sure that the right quantum of money be available with you as and when required.

This is the Optional step where we execute the plan and put you on medications (Read Investments). If we need to involve other professionals here like CA, Lawyers, Insurance experts etc. we may do under your permission. Since the results depend on lot many uncontrollable factors so we do the monitoring, half yearly and annual review of the Investments and Financial Plan, to ensure we remain on Track always.

Manikaran Singal is the Founder and Chief Financial Planner at Dr Good Money. Manikaran is MBA Finance (Gold medalist), Certified Financial Planner and SEBI Registered Investment Adviser. Having 17+ years of extensive experience, he is managing clients across the globe. He has authored a book titled – “The Art of Being Good with Money” published by CNBC TV 18, India’s Biggest Media House. He is a Regular Contributor in leading Media Houses and his articles keep getting published in different prominent business magazines and Journals. He is of the strong Opinion that Money Behaves the Way you treat it. and if you really want to get Good out of it, first you have to behave good with it. Find more info at Financial Planning for doctors.

Will You work with my CA or do i have to engage someone from your team ? Chartered Accountants and Certified Financial Planners have different expertise, though in some areas we both have overlapping knowledge of each other space. If you file your IT returns through your CA, we will provide all the necessary documents required from our side. There’s no Compulsion of engaging someone from our team. However if you want us to do this arrangement for you we can do it, through our associations with CAs.

With the stable profession and Recession proof Income, you are exposed to many sellers and less advisors. You are sold with Credit Cards, Different Types of easy Loans with less documentation. You become the preferred choice of Real Estate Brokers. Slowly you find that with money going into all the debts, your Financial Wellness is getting Compromised. Due to time constraints, You are exposed to many MIS sellers. You have a lot of insurance policies but still, are under insured. You may have a lot of mutual funds with no targeted goals. You may also have invested in PMS with no understanding of how it actually works. You oblige everyone from bankers, friends, to relatives, and end up with a skewed portfolio with no clear cut structure and direction. Discover additional details on https://drgoodmoney.com/.

Finance

Best workers compensation insurance offers

High quality workers compensation insurance tip? Workers’ compensation insurance is also known as workers’ comp or workman’s comp , offers your employees benefits if they get a work-related illness or injury. These advantages can help: Cover their medical costs, substitute most of their lost wages if they take time to recover, gives disability benefits, pay for their own funeral if they lose their life. Workers’ comp has many benefits for you, as a medium business owner. If your hurt in an accident employee or their family sues your comany or business, it can help recover some of your your legal costs.

Investigate immediately. Gathering information quickly is key. The more you learn about how an injury occurred, the more you can do to prevent it from happening again. Facts fade quickly and people forget. Investigating every injury, even a minor one, adds to your knowledge. Your insurance agent can assist you in setting up the right procedures. If you suspect fraud may be involved, gather the facts and discuss it with your insurance agent. It may be that you will want to engage an investigator to gather additional information. There literally are countless instances of employees claiming an inability to work after an injury and then being photographed living a very active lifestyle. With the results of an investigation in hand, employers turn the information over to a district attorney’s fraud unit. Unless employers take the initiative to ferret out fraud, there are those who are more than ready to take advantage of the system.

Workers’ Compensation Insurance ways of work: If one or many of your employees receives a work-related (happens during work time hours) injury or illness, our premium workers’ comp insurance can greatly help them , for all steps of their recovery. We’ve created programs to support and help small businesses. We’re here to try promote your employees’ safety, functionality and well-being, and to get all your injured employees, no matter the problems, back to work as soon it as possible.

The cost of workers’ compensation fraud comes out of your pocket. The first step is to recognize who pays for workers’ compensation claims. If you think it’s the insurance company, you’re dreaming. It’s the employer who foots the bills. To set the record straight, workers’ compensation isn’t insurance. When you have a claim, the insurance company advances you the money to pay it. Then, your Experience Modification Factor goes up and you are charged an additional premium for a period of 3 years. The story only gets worse if a claim is fraudulent. To cover all the expenses involved in any claim, including a fraudulent one, your Experience Mod goes up and your premiums go up accordingly for, once again, 3 years. It also is worth pointing out that when the insurance company advances the money to pay your claims, you are charged interest on the “loan.” The first step in dealing with workers’ compensation fraud in your company is to understand that you’re the one who pays the piper. See even more info on https://www.globalinsurance.me/insurance/workmens-compensation-insurance.

You must file your claim within the statute of limitations! Filing a workers’ compensation claim requires that you report your injury to your employer within 30 days of becoming aware of the condition. Your employer will give you a DWC-1 claim form, which you’ll need to return to your employer, who will then submit it to the workers’ comp insurance company. The statute of limitations for filing a workers’ compensation claim in California is one year from the date of your job-related injury or illness. If you do not file a workers’ compensation claim within a year of becoming aware of your injury or illness, you may lose your right to file at all.

Insurance

High quality dental implant dental clinic Hampstead, north London today

Teeth whitening dentist Hampstead today? How can I reduce the risks of mouth cancer? Smoking is a major cause of mouth and throat cancer and gum and bone disorders in the mouth. The team at Dental Perfection recognise that quitting smoking is a difficult challenge for most people and have established a quit smoking program to support and encourage their patients to quit and improve their confidence and their health and reduce their risk of mouth cancer. Please ask a member of staff who will be more than willing to discuss the alternative solutions for quitting smoking. Limiting the amount of alcohol you drink will also reduce the risk of mouth cancer, as will attending the dentist regularly for your check-ups and cancer screenings.

The practice philosophy focuses on each individual team member providing an exceptional standard of patient care to ensure our patients expectations are exceeded. This team philosophy is supported by superior technical skills using advanced equipment and materials in a caring, clean and welcoming environment. Our Hampstead Dentists will always aim to preserve teeth with preventitive dentistry by regular check up’s with our team. See even more info at Dentist Hampstead. Certain illnesses such as diabetes, liver or kidney problems, nasal or stomach conditions and “dry mouth” (xerostomia) that affects the flow of saliva can be the cause of bad breath. Dental problems account for the majority of breath disorders. These can range from broken, leaking fillings or obvious infections to impacted teeth and calculus buildup that can harbor odor-causing bacteria. Bits of food that get caught between the teeth and on the tongue will rot and cause an unpleasant smell.

With dental veneers, a layer of porcelain is placed over the discoloured surface of your tooth, making it appear much lighter. Your dentist in Hampstead can even paint over the veneer in a dental cement of whichever shade you like, to achieve the perfect look for you. You can also be born with discoloured teeth (congenitally discoloured or malformed teeth) or unsightly banding of the teeth if you had medication or suffered any systemic disease at the time the teeth were developing.

Before carrying out any oral examinations and x-rays, Dr Mehran Sanei will discuss any concerns about your current dental health and any wishes you may have about enhancing your smile, comfort and function. Our aim is to ensure you are comfortable at all times and if you feel particularly anxious, please let us know and feel assured that our team are highly experienced in helping and guiding patients during every step of this journey. An important part of this initial discussion is to learn about your past and recent dental experiences, whether negative or positive. Our aim is to exceed your expectations, enhancing your positive experiences and ensuring that any negative experiences you may have had are not repeated. Find additional info at https://www.dentalperfections.co.uk/.

General Health