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The Fair Credit Reporting Act, sometimes called the federal fair credit reporting debt dispute act, is a federal law designed to protect consumers against unfair and illegal credit reporting practices and protect your credit privacy. Find answers to your questions about credit reporting procedures, who can and cannot view your personal credit profiles, credit reports and credit scores. Attorney Advocates of America Fights For The Rights of our Clients. Managing Partner Henry N. Portner, Attorney at Law. Offices in 15 States.
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Filing for bankruptcy is still an option for anyone who has had their possessions repossessed by the IRS.Bankruptcy can have a major effect on credit; but, but in many cases, people have no choice but to file. Read this article to learn more about filing bankruptcy as well as the consequences from doing so. Do not use a credit card to manage your tax issues and then file for bankruptcy. In many parts of the country, this debt will not be dischargeable, and you may still owe money to the IRS. This means using a credit card is not necessary, since bankruptcy will discharge it. Never shirk on the truth in your bankruptcy petition.